Buy Now, Pay Later in 4 Instalments

It can be a great idea to pay with Klarna if you are tight on budget and you need your favourite eyeglasses urgently. It gives you the flexibility to pay a third of the total bill at the time of buying, and you get 60 days to pay the remaining amount. But make sure to use it only if you can afford to do so as it can lead you to financial trouble.

Yes, it depends on your profile and payment behaviour. You can check for the Klarna pay-in-3 option at the checkout to confirm if your order is eligible for the Klarna pay-in-3 option. If your payment is on time, you can avail multiple pay-in-3 options at a time.

Klarna considers multiple factors while reviewing your pay-in-3 option, including the cart value and your previous order history, if applicable. You can improve your chances of approval by providing the correct details like your name, billing address, shipping address, etc.

You do not need to go through extensive documentation to avail of Klarna pay-in-3. All Klarna needs from you is your phone number, email address, current billing address, and credit or debit card details. You will receive future communications from Klarna at the given phone number and email address.

Klarna takes a look at some particular information from your credit report before making a final decision on your application.

Klarna takes payment on the due date from the credit or debit card that you shared with them at the time of making the purchase. The first instalment is charged when you make the purchase, while the other two payments are charged at an interval of 30 days and 60 days, respectively.

Yes, you can make the payment before the due date by going to the Klarna app. Alternatively, you can also visit Klarna.com/uk.

Klarna securely processes your payment without any involvement from Specscart. Klarna uses the latest security protocols in the industry to securely process your transaction.

Klarna will notify you by email when it receives your payment. You can also check the payment schedules and status on the Klarna mobile app.

You must ensure not to miss your payment schedules on Klarna. If you miss a due date, Klarna will try to collect the payment 7 days after the due date. If you miss it again, Klarna will once again try to collect the payment after 7 days. Klrana will try to collect the payment at regular intervals. Klarna will also share the details with credit reference agencies, which will minimise your chances of getting Klarna or other credit products, and even if you get it, it will be a lot more expensive.

If you do not pay for your order purchase using Klarna pay-in-3 even after all the attempts, Klarna will transfer your case to a debt collection agency. Simultaneously, they will also report it to the credit reference agencies, making it difficult and more expensive for you to get approval on any Klarna or other credit product.

In case you do not receive your goods after the due date, you should contact the Specscart customer support team to check the status of your order.